Major Challenges of Investing in Financial Instruments – An Empirical Study of Individual Investors in Muscat Governorate, Sultanate of Oman

Authors:

Dr. T V V Phani Kumar Dr. Hari Krishna Karri

Page No: 165-178

Abstract:

Financial markets have historically played an important role in mobilising investors’ savings and providing funds for economic investments. Individual investors all over the world regard financial instruments to be one of the best places to park their savings. Investors will be able to make more informed decisions if they are familiar with the various financial products accessible in the country. A developing economy, such as the Sultanate of Oman, must encourage more savings to be invested in financial instruments by individual investors, that would assist the country in financing economic projects. Hence, the present study focused on identifying the primary difficulties confronting retail investors in the Sultanate of Oman. The study found that the difficulty in picking the appropriate financial instrument was rated as the most challenge, followed by the complexity of financial products. The Kruskal-Wallis H test results revealed that education and income had a statistically significant impact on the challenges faced by retail investors

Description:

Retail Investors, Financial Instruments, Individual Investors, Kruskal-Wallis H test

Volume & Issue

Volume-12,ISSUE-9

Keywords

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